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In need of a cash infusion?

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Blue Turst Loans is a direct lender of short-term installment loans Blue Trust Loans is a member of the Online Lenders Alliance NAFSA Our online installment loans are secured by Comodo

Deposit up to $1,250 into your bank account as soon as the next business day.

A better alternative to payday loans

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Blue Trust Loans provides installment loans as an alternative solution to payday loans. Like most payday loans, installment loans have a quick and easy application process that can be completed online and verified over the phone. But unlike payday loans, loans from Blue Trust Loans are repaid in installments, rather than being paid back in full upon your next payroll check. If you meet our eligibility criteria, you may be approved for an alternative payday loan up to $1,250, which we can deposit into your checking account as soon as one business day! Learn more about Blue Trust Loans' alternative payday loan solutions.

Availability and Restriction

You must be 18 years or older to apply. Hummingbird Funds, LLC d/b/a "Blue Trust Loans" is a lender. There is no cost to use this website. Not all applicants will be eligible for $1,250 loan or even any loan at all. Qualifying for final approval of a cash loan depends on various factors, including income and the state in which you reside. Blue Trust does not extend loans to Active Duty Military, their spouses or their dependents. Your supplied information may be verified with any number of independent verification and/or credit reporting companies.

Interest (Annual Percentage Rate) APRs.

APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees.

Implications of Non-Payment, Late Payments, or Partial Payments

By agreeing to the terms of the loan, you are agreeing to pay back the loan and pay the principal and various loan fees included in the contract. Failure to pay back your loan according to the terms of your contract will result in additional fees and penalties. All non - payment fees and other potential fees will be set forth in the Loan Agreement, and you should refer to the Loan Agreement regarding specific non-payment fees.

Blue Trust Loans offers Installment Loans with a schedule of set payments. Loans may be paid in full at any time without penalty. Additional partial payments toward principal also may be made on any scheduled payment date. Paying off your loan faster than scheduled may reduce your overall cost of credit.

Credit Report, Credit Score and Impact

Hummingbird Funds, LLC d/b/a "Blue Trust Loans" is a lender and evaluates your information to determine if you qualify for a loan. Lenders that review your information often use 3rd party credit reporting agencies to evaluate your information and determine whether to offer you a loan. Typically, lenders in this industry do not order credit reports from Experian, Transunion or Equifax, instead relying upon other credit information repositories. As a result, your credit report may or may not be impacted based on the particular service used by the lender. We encourage you to monitor your credit from various credit monitoring services to evaluate your credit score. You should avoid completing multiple applications on multiple websites to minimize the impact to your credit score.

Loan Payback Terms and Renewal

We encourage responsible borrowing. The use of installment loans as well as any loan should be done with full consideration of the costs involved. Review your loan documents carefully before you agree to the terms of the loan. This site is owned and operated by Lac Courte Oreilles Financial Services, LLC. Our management team has over 20 years of experience in online lending and we are members of the Online Lenders Alliance (OLA) which supports the review and establishment of best practice standards in this industry. We can be reached by email at CustomerService@BlueTrustLoans.com or you can call our loan center at 877.770.2682.

Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.