Availability and Restriction
You must be 18 years or older to apply. Hummingbird Funds, LLC d/b/a "Blue Trust
Loans" is a lender. There is no cost to use this website. Not all applicants will
be eligible for $1,250 loan or even any loan at all. Qualifying for final approval
of a cash loan depends on various factors, including income and the state in which
you reside. Blue Trust does not extend loans to Active Duty Military, their spouses
or their dependents. Your supplied information may be verified with any number of
independent verification and/or credit reporting companies.
Interest (Annual Percentage Rate) APRs.
APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and
the loan origination fees.
Implications of Non-Payment, Late Payments, or Partial Payments
By agreeing to the terms of the loan, you are agreeing to pay back the loan and
pay the principal and various loan fees included in the contract. Failure to pay
back your loan according to the terms of your contract will result in additional
fees and penalties. All non - payment fees and other potential fees will be set
forth in the Loan Agreement, and you should refer to the Loan Agreement regarding
specific non-payment fees.
Blue Trust Loans offers Installment Loans with a schedule of set payments. Loans
may be paid in full at any time without penalty. Additional partial payments toward
principal also may be made on any scheduled payment date. Paying off your loan faster
than scheduled may reduce your overall cost of credit.
Credit Report, Credit Score and Impact
Hummingbird Funds, LLC d/b/a "Blue Trust Loans" is a lender and evaluates your information
to determine if you qualify for a loan. Lenders that review your information often
use 3rd party credit reporting agencies to evaluate your information and determine
whether to offer you a loan. Typically, lenders in this industry do not order credit
reports from Experian, Transunion or Equifax, instead relying upon other credit
information repositories. As a result, your credit report may or may not be impacted
based on the particular service used by the lender. We encourage you to monitor
your credit from various credit monitoring services to evaluate your credit score.
You should avoid completing multiple applications on multiple websites to minimize
the impact to your credit score.
Loan Payback Terms and Renewal
We encourage responsible borrowing. The use of installment loans as well as any
loan should be done with full consideration of the costs involved. Review your loan
documents carefully before you agree to the terms of the loan. This site is owned
and operated by Lac Courte Oreilles Financial Services, LLC. Our management team
has over 20 years of experience in online lending and we are members of the Online
Lenders Alliance (OLA) which supports the review and establishment of best practice
standards in this industry. We can be reached by email at CustomerService@BlueTrustLoans.com or you can call our loan center at 877.770.2682.