Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and bank account information
• account balances and income
• payment history and credit history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Blue Trust Loans chooses to share; and whether you can limit this sharing.

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes – to offer our products and services to you

For joint marketing with other financial companies

For our affiliates' everyday business purposes – information about your transactions and experiences

For our affiliates' everyday business purposes – information about your creditworthiness

For our affiliates to market to you

For nonaffiliates to market to you

• Call 1-877-770-2682 – our menu will prompt you through your choice(s) or
• Visit us on the web at www.bluetrustloans.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Who is providing this notice?

Blue Trust Loans is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.

How does Blue Trust Loans protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Blue Trust Loans collect my personal information?

We collect your personal information, for example, when you

• Apply for a loan
• Give us your income information
• Tell us where to send the money
• Provide account information
• Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

Individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control.
Our affiliates include financial companies such as other lenders and non-financial companies such as marketing and servicing companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include other lenders and direct marketing companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners can include institutions such as other lenders or marketers.