Cincinnati, OH Payday Loan Alternative

Throughout the state of Ohio, especially in Cincinnati, personal debt is a relevant issue for most individuals and families. As of 2016, according to data collected by, the standard household had an average of $5,300 in consumer debt to go along with as much as $29,000 in student debt. Numbers like these can put a lot of debt stress on a struggling individual or family. For anyone considering a payday loan as a way out of trouble, there are better alternatives.

An Alternative to Payday Loans

Many times, an individual debtor in Cincinnati just needs an opportunity to get back on their feet. The short-term nature of a payday loan does little more than kick the can down the road a week or two. That's hardly useful when dealing with stressful debt issues. There is no shame in having debt. Most American households have to deal with a substantial amount of debt on a regular basis. The real shame is that most Americans have limited knowledge about different short-term lending options available to them.

At Blue Trust Loans, empathy is directed towards the average consumer that just needs a little financial help from time to time. Because of this, the company provides installment loans that give the average person a viable short-term loan that is manageable to repay.

The Process

In order to make the application process simple and efficient, Blue Trust Loans has developed a process that can place money in the customer's account in as soon as one business day. It starts with an online application that only takes minutes to complete. Upon completion, a customer service representative will contact the customer to verify the information listed. When the loan has been approved, the documents are sent to the customer's email for e-signature. At that point, it's just a matter of sending the approved amount to the customer's bank account as soon as the next business day - No fuss, no hassle.


For an installment loan of up to $3,000, applicants should meet the following requirements:

  • The borrower must be 18 years of age or older
  • The borrower must have a verifiable source of direct deposit income
  • The borrower must have a valid US-based bank account
  • The borrowers must not be in or contemplating bankruptcy

Blue Trust Loans does not lend to members of the US military, their spouses, or dependents. Additional requirements and limitations may apply.

For anyone who needs short-term financial help, Blue Trust Loans may have a solution. Installment loans from Blue Trust Loans provides the cash that customers need now, and allows borrowers to pay back their loan over time in manageable installment payments. It starts with a simple application process and ends with customers receiving up to $3,000 in their bank account as soon as the next business day.

The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.

Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.