Columbus, OH Payday Loan Alternative

Columbus is the capital of Ohio, and the largest city in the state. As the second-largest city in the midwestern states, Columbus enjoys a diverse and successful economy. Despite this, residents of Columbus still struggle financially. According to a 2013 report, nearly half of Ohio residents do not have an emergency savings that can cover three months of living.

Without an emergency fund, it’s very easy to run into trouble when unexpected expenses arise due to unforeseeable events such as medical costs, auto repairs, or loss of employment. When funds are needed quickly to cover immediate needs, a short-term loan may be a necessary solution.

Unfortunately, payday loans are often the only short-term loan that comes to mind when borrowers are in need. Payday loans can provide fast-money, but repayment requirements can cause more harm than good. It is important for borrowers to know that payday loans are not the only short-term lending option available to them.

Personal Installment Loans from Blue Trust Loans

When prospective borrowers need money fast, they can look to personal installment loans from Blue Trust Loans. Blue Trust Loans provides personal installment loans in amounts up to $3,000 and approved borrowers can have funds deposited into their checking account as soon as the next business day.

Blue Trust Loans installment loans offer a more flexible lending solution than payday loans – which often require full repayment on the loan within a short time frame, typically two weeks. The short repayment time for payday loans can often disrupt cash flow and result in additional borrowing which can quickly pile up debt. Alternatively, installment loans from Blue Trust Loans allow borrowers to repay their loan in installments – allowing borrowers more cash flow to cover their regular cost-of-living expenses while still paying off their debt.

How to Apply

To apply for a personal installment loan from Blue Trust Loans, prospective borrowers simply fill out an application online that asks for basic information including name, address, and contact information. Once the application is received, a customer service representative will reach out to verify the applicant's identity and application information. After the information has been verified, the approval process is initiated. All approval decisions are subject to the following requirements:

  • The Applicant must be 18 years of age or older
  • The Applicant must be a US citizen
  • The Applicant cannot be an active member of the military or an immediate family member of an active military member
  • The Applicant must have a verifiable income source with direct deposit into a US-based back account
  • The Applicant cannot be involved with or contemplating any debt relief options such as bankruptcy.

Additional requirements and limitations may apply. Upon approval, loan funds of up to $3,000 can be deposited into the borrower's bank account as early as the next business day.

Anyone looking for a solution to a short-term financial need, may want to consider an installment loan from Blue Trust Loans. By simply completing the online application or calling customer service directly, it's possible for a prospective borrower to have the needed funds in their bank account in as soon as one business day. With a manageable repayment schedule, the borrower should have the time needed to realign their financial situation and get back on their feet.


The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.

Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.