Jacksonville, FL Payday Loan Alternative

People in Florida live a busy and active lifestyle. As such, they don't always have time to focus on personal finances. For this and other reasons, residents of cities like Jacksonville often find themselves dealing with unexpected short-term debt issues. Consider this: In 2016, the average Jacksonville household had consumer debt of over $5,700, which was more than $1,200 over the national average. That's a lot of debt to deal with when short-term cash flow problems crop up

Finding a Solution

For people who don’t know of other options, payday loans seem to be the only available solution. However, the short repayment window for paydays loans can be straining for many borrowers. Oftentimes, full repayment on a payday loans can leave a borrower with sustained cash-flow issues. With Blue Trust Loans, prospective borrowers may have access to an installment loan program that allows them to borrow up to $2,000 and repay it back in installments over months, not weeks. This gives the customer a reasonable chance to hit the reset button and get back on their financial feet.

The Application Process

Blue Trust Loans understands the importance of keeping things easy for customers who are dealing with the stress related to debt issues. This is why Blue Trust Loans has a quick and easy application process.

The process starts with an online application that can be completed within minutes. After pressing the send button, the customer will be contacted directly by a customer service representative for the purpose of verifying information. From there, the application is processed. If approved, the loan documents are emailed to the customer's personal e-mail address. After e-signing the documents, funds can be transferred into the customer's bank account as soon as the next business day.

Minimal Requirements

The good news is Blue Trust Loans will process its installment loans with a minimum list of requirements. The list has been developed to help keep applicants from getting intimidated by mounds of paperwork. The base requirements include the following:

  • The applicant must be a minimum age of 18 years old
  • The applicant must have at least one source of verifiable direct deposit income going into their bank account.
  • The applicant's listed bank account must be with a US-based bank
  • The applicant cannot be involved in bankruptcy proceedings, nor can they be planning to file bankruptcy in the immediate future

Blue Trust Loans does not lend to US military members, their spouses or dependents. Additional requirements and limitations may apply.

Blue Trust Loans has developed an installment loan program that makes a lot of sense. By simply taking a few minutes to fill out the online loan application, approved borrowers can have as much as $2,000 in loan funds placed in the bank account as soon as the next business day.

References:

https://www.debt.org/faqs/americans-in-debt/consumer-florida/

The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.

Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.