St. Louis, MO Payday Loan Alternative

You never know when unexpected expenses might arise. You might need money for car repairs, home improvements, medical bills or daily expenses like gas and groceries until your next payday. When your bank account is low, panic ensues and you wonder how you are going to manage. You need money fast, so you may think you have no choice but to turn to payday loans. There is a better way. Payday loan alternatives are available. When you need a personal loan fast, Blue Trust Loans could be the answer you seek.

St. Louis Statistics

St. Louis is home to 317,000 residents, making it the 2nd largest city in Missouri. While the median income for this city is about $35,000, the average credit card debt is just under $5,000.1 Residents of St. Louis should be cautious whenever they use any kind of borrowed funds – and this is especially true when it comes to payday loans.

Missouri Payday Loans

In 2012, 2.43 million payday loans had been issued in Missouri. Previous law allowed lender to charge up to 1,950% in interest rates and allow multiple loan extensions or renewals. These lenient laws allowed many borrowers to rollover their loans, driving up their extension fees and overall loan cost multiplied by interest. When borrowers cannot repay their loan by their due date, they often request an extension and end up in a payday loan trap. In some cases, bankruptcy is the only alternative. While payday loans might seem like financial relief in the short term, they could get you into more of a bind if you don’t borrow responsibly. Other personal loan solutions are available.

A Better Alternative to Payday Loans

If you need quick money, look for options beyond payday loans. Blue Trust loans can offer you a loan of up to $3,000. You simply go online to complete the application process. You can apply in the comfort of your own home at any time of the day. After your application is complete, a representative will give you a call to verify your information. Once approved, clients can see their funds deposited as soon as the next business day. To qualify for a loan, you need to be at least 18 years of age and a citizen of the United States. While other qualifying requirements will apply, you will need to have a steady source of income and have a valid checking account that meets “minimum open duration requirements.” You cannot be currently in a bankruptcy case or intend to file for bankruptcy. Blue Trust does not extend loans to active duty military, their spouses, or their dependents.

Don’t fall into a cycle of debt with a payday loan. Blue Trust Loans can get you out of a financial bind, so you can enjoy the sights and sounds of St. Louis without having to worry about the financial burden. Apply today and get some relief from your financial woes.

Other References: Advance Loans, Cash Loans, Personal Loans, Payday Loans, Installment Loans, Getting a Loan With Bad Credit


The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.

Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.